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When banks won’t lend your business money, where do you turn? Whether you need a strong first position, or need to stack a second or third cash advance, we can help. We can also consolidate existing cash advances. This typically lowers your rate, gives you more time and sends you more money. Almost all advances do NOT require collateral.

Real capital for real business on your terms

We know how frustrating it can be when you see opportunities you can’t act on because you don’t have the right financing. Operating Capital is key to your successful business. The good news is Your Discount Funding Company is ready to help meet your needs with real capital that lets you control payments on your terms

Rethink Your Small Business Loan Options

At Your Discount Funding Company we’re all about helping meet to your financing needs. Plus, you can count on the predictability of smaller, fixed payments to help plan and manage cash flow better. And unlike with others, our application process takes minutes, rather than weeks. 

Rethink your small business loan options

At Your Discount Funding Company, we’re all about helping meet to your financing needs. Plus, you can count on the predictability of smaller, fixed payments to help plan and manage cash flow better. And unlike with others, our application process takes minutes, rather than weeks. We typically have your rates within 2 – 24 hours and can often fund the same day.

“Yes” approach to business underwriting

When banks won’t lend your business money, where do you turn? Whether you need a strong first position, or need to stack a second or third cash advance, we can help. We can also consolidate existing cash advances. This typically lowers your rate, gives you more time and sends you more money. Almost all advances do NOT require collateral.  
Real capital for real business on your terms We know how frustrating it can be when you see opportunities you can’t act on because you don’t have the right financing. Operating Capital is key to your successful business. The good news is Your Discount Funding Company is ready to help meet your needs with real capital that lets you control payments on your terms.    
Rethink your small business loan options At Your Discount Funding Company, we’re all about helping meet to your financing needs. Plus, you can count on the predictability of smaller, fixed payments to help plan and manage cash flow better. And unlike with others, our application process takes minutes, rather than weeks. We typically have your rates within 2 – 24 hours and can often fund the same day.  
“Yes” approach to business underwriting We’re totally different from those “old logic” finance companies that rely mainly on your personal credit score and collateral. Instead of focusing on just these one or two factors, Your Discount Funding Company works hard to help meet your needs.    
We make getting capital easy. Give us a few pieces of information and see how much money you may qualify for in minutes!Our Business Funding Specialists will work for you to drive competitive offers from our Funding NetworkYou choose the advance amount and terms that suit your business needsGet funded in as little as 2 – 48 hours!
We work for your business. Large network of finance partnersQualify for $10,000 to $2,000,000Dedicated Business Funding Specialists to make the process fast and easyFind out how much you qualify for with our simple and safe applicationCustomized funding with flexible re-payment termsBad credit is ok
Banks aren’t lending – but our network is funding millions a day. Money in days instead of monthsFunding in as fast as 24 hoursNo business plan neededNo personal collateral requiredLess-than-perfect personal credit OKTax liens OKUse your capital anyway you see fitMonitor the progress of your application from start to funded     Choose the loan terms that work best With Your Discount Funding Company choice is key. Are you solving for a specific dollar amount, or the smallest payments or the shortest term? We’re ready to help you select the terms that are right for your needs.    
Small businesses need flexibility You have the power to determine your daily payment amount, so you can manage cash flow on your terms. Not somebody else’s.        
Which businesses qualify?   Many businesses could qualify for a business loan through Your Discount Funding Company, as long as they’ve have been under the same ownership at the same location for at least 3 months, and meet other general qualifications. We do not fund start-ups.
How much can my business get? A qualified business could receive up to $2,000,000 per location. More with real estate collateral.
How long does the approval process take? We make our initial risk determination in minutes. It usually takes a few business days to get approved and funded. Bigger deals may take a bit longer.
Will you review the owner’s credit history? Yes. However, we rarely do a hard credit pull. We can see your score with a soft ping which will not affect your score. As with any loan, the guarantor’s credit history will be reviewed as part of the borrower’s qualification process. But unlike traditional loans, an owner’s damaged credit history isn’t an automatic disqualifier for the business.
Does the business owner need to pledge personal collateral? The business owner doesn’t need to pledge personal collateral. For larger amounts that your business can qualify for, or over leveraged borrower’s, collateral may be an option.
Who do I contact with questions about my account? Customer Support can be reached at 1-866-660 3135 (Monday-Friday from 9 AM – 5:00 PM EST). AS FEATURED IN